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Do you have a bad credit score? Have you begun earning credit yet? When you are ready to grow you credit come 2getcreditcard.com! Credit scores can be very confusing, and building up your credit is difficult if you don't know what you are doing. That is where we come into play.

Everyone has a different need, which is why we give you the credit card that meets the needs of your individual lifestyle. Credit cards are the most effective way to build your credit and built it fast. You don't need prior history in order to get a credit card, and you get a positive monthly rating if you make your payments on time.

"Unfortunately, most consumers still do not know basic facts about credit scores and their financial significance," according to Stephen Brobeck
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Best American Express Offer

Delta Reserve Credit Card
The Delta Reserve Credit Card, issued by American Express®, is fit for Delta frequent flyers with good credit who want to earn miles with little effort. Although the rewards program offers the standard one mile for every dollar spent on purchases, cardholders will be happy to know that they can earn two miles for every eligible dollar spent buying groceries, at drugstores, home improvement and hardware stores, gas stations, and for certain U.S. postal services. Cardholders can pay for all or part of their flight with miles earned through the Pay with Miles option. For cardholders who are interested in earning miles more speedily, they will rack up to 10,000 Medallion® Qualification Miles (MQMs) after making their first purchase with the card. Cardholders will also earn up to 30,000 MQMs with Built-in Miles Boost(SM) for spending $30,000 in one year. If they spend $60,000 in a year, that will add an additional 15,000 MQMs and bonus miles toward their reward account. MQMs can either be used towards upgrading to Medallion® status or passed on to friends and family members who have Delta SkyMiles® accounts of their own. Every year, cardholders will also be awarded a free companion certificate for domestic travel in either coach or first-class. In addition to the bonus miles that can be earned, cardholders will have access to a wealth of American Express® benefits. Some of the conveniences offered include concierge services, car rental insurance, travel accident insurance, roadside assistance, and emergency services if a card is ever lost, Global Assist® access, and a year-end summary of all account activity. There are also a few protection services available to cardholders which includes extended warranties, purchase return and protection, and a fraud protection guarantee. This card offers an attractive 9.99% APR on balance transfers for the first 12 months of cardmembership. After the first 12 months, the rate for any initial balance

Best Bank of America Offer

Best Chase Offer

Platinum Plus® MasterCard® Credit Card - 1.99 for 10
The Platinum Plus® MasterCard® Credit Card - 1.99 for 10, issued by MBNA Canada, is available to Canadian residents and provides cardholders with fixed interest rates and common platinum cardholder services. There is no annual fee for this credit card program and cardholders will benefit from the low introductory AIR for the first six months on balance transfers and cheque cash advances. Some applicants may even qualify for credit limits upwards of $100,000. The average interest rate (AIR) is fixed for purchases, balance transfers, and cash advances. There is no annual fee. The low introductory rate is available for six months, and applies to balance transfers and cash advance cheques. Cardholders can also take advantage of the platinum benefits that come with the card, which include fraud protection, emergency card replacement, 24-hour customer service, online account access, and access to thousands of ABMs worldwide. Those who do not qualify for the platinum card may be considered for the preferred card, which varies in terms of benefits and credit limits.

Best Citibank Offer
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Best Low Interest Offer

Best Western MasterCard® Credit Card
The Best Western MasterCard® Credit Card, issued by MBNA Canada, is available to Canadian residents with a clear, but established credit history. In the rewards program that comes with this card, cardholders can earn Best Western Rewards points which can be used at Best Western locations internationally. The standard earning rate is 1.5 Best Western Rewards points for every $1 spent on purchases. Cardholders will also be awarded 5,000 bonus points after making a first purchase with the card and an additional 50 Best Western Rewards points for every cash advance transaction occurrence that is over $50. Cardholders will have access to 24-hour customer service assistance and access to their account at anytime. Purchases, balance transfers, and cash advances all have fixed AIRs and there is no introductory offer available on transactions. Those who do not meet the qualifications for the BBest Western MasterCard® Credit Card may be considered for the preferred card, which varies in the terms of benefits and credit limits.

Best Instant Approval Offer

SlateSM from Chase
The SlateSM from Chase credit card provides one card for all of your purchasing needs. This card offers easy and flexible ways to pay down your balance faster. Choose from four unique ways to repay your balance - Full Pay, Split, Finish It and Track It. Full Pay allows you to avoid paying interest on everyday items, such as groceries and gas, when you pay them in full each month. The items will be automatically separated on your billing statement. Split enables you to pay off larger purchases on your own terms. You set a goal date or monthly payment, and Chase automatically separates the items on your statement. Finish It allows you to pay down your balance faster by choosing a goal date or monthly amount. Chase does the math, sets up a repayment plan, and monitors your progress on monthly statements and online. With Track It, you can see your spending trends at a glance and track your progress against your goals in real time. SlateSM from Chase offers a 0% introductory rate on purchases and balance transfers. The length of the introductory period varies based on the individual's application and credit history. Those who qualify for Elite and Premium Pricing will receive a 0% APR on purchases and balance transfers for the first 12 billing cycles following the opening of the account. Those who qualify for Standard Pricing will receive a 0% APR on balance transfers for the first 6 billing cycles of the account opening. Additional benefits of SlateSM from Chase include patented fraud protection, a zero liability policy, and email and text alerts. This card has no annual fee, and Blueprint is offered at no additional charge. Therefore, those who are interested in designing their own payment plan and tracking the progress will benefit most from what the SlateSM from Chase credit card has to offer.

Best Balance Transfer Offer

Ultra VX Visa® Card
The Ultra VX Visa® Card, issued by New Millennium Bank, is a stored value card designed for those who are looking for an above average secured card that also offers a reward program. Most often, secured credit cards do not have any additional perks or benefits; however, this card does provide a rewards program. Cardholders receive one point per dollar spent on purchases. Points can be redeemed for travel rewards with Southwest Airlines, American Airlines, jetBlue, Marriott, and more. Although there is no annual fee, there is an account set up fee of $29.95. There is also a monthly participation fee of $6.95 that amounts to $83.40 annually. In total, cardholders can expect to pay $113.35 in fees during their first year. The most unique feature of the card is the Credit-On-Demand™ option. Credit-On-Demand™ allows cardholders to increase their credit limit up to $25,000. Through the Credit-On-Demand™ feature cardholders are able to determine their credit limit by the amount of funds that are deposited into the cash balance of the account. Funds deposited into the cash balance of the cardholder account can be moved to the secured balance by making a purchase or moving the money to the secured balance. Advance payments can also be funded directly from the cardholder's paycheck or cardholders can load the card in person at 100,000 retail transfers. Therefore, those who are looking for an above average secured card that also offers a reward program and would like a card with limited fees may find the Ultra VX Visa® Card to be a beneficial option.

Best Rewards Offer

American Express (R) Preferred Rewards Gold Card
The American Express® Preferred Rewards Gold Card is an ideal card for those who can afford to pay in full each month to avoid accumulating credit card debt, as often can be the case with revolving balances and high interest rates. Cardholders have access to the Membership Rewards program for no additional fee. Through the rewards program, cardholders earn one point per dollar spent on all purchases. Plus, cardholders will receive 10,000 bonus points after they spend $500 in three months, which is redeemable for a $100 gift card at participating merchants and retailers. Points can be redeemed for travel rewards on over 21 airlines and for many other rewards. There is no limit to the amount of points that can be earned, and points never expire. There is no annual fee for the first year - a savings of $125. Additional services and benefits include travel accident insurance, auto rental insurance, purchase protection services, various merchant discounts, and more. Cardholders will also have access to Gold Card Events, which gives them exclusive access to tickets for select concerts, shows, sporting events, and more. Therefore, those who can afford to pay in full each month, would like to participate in the rewards program, and plan to take advantage of the many benefits and services provided by American Express® will benefit most from what the American Express® Preferred Rewards Gold Card has to offer.
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