Credit Card Offers for Your Lifestyle

Citi PremierPass® Elite Level

This credit card is Issued by Citibank.

This card received a rating of 3.00 out of 5.00


Basic Credit Card Information

Introductory Rate: No Introductory Rate Available
Time Period: n/a
Rate Applied To: None
Additional Details: n/app
Regular APR: As low as 13.99%
Variable or Fixed: Variable
Annual Fee: $75
Annual Fee Details: None
Application Fee: n/app
Participation Fee: n/app
Reload Fee: n/app
Inactive Fee: n/app
Total First Year Fees: n/app
Type Of Rewards: Point
Be sure to read the card's Terms and Conditions before applying!

Credit Card Review

The Citi PremierPass® Card - Elite Level, issued by Citibank, is designed for those with excellent credit who are looking for a reward card that is compatible with any airline.

Through the reward program, cardholders earn two points for every dollar spent on purchases made at supermarkets, drugstores, gas stations, and commuter transportation and parking merchants. One point is earned for all other general purchases and for every one mile the cardholder flies on any airline - or anyone else whose ticket is bought with the card. Cardholders will also receive 20,000 bonus points after $600 in purchases is made within three months of account opening.

Points can be redeemed for flights on any airline with no blackout dates, discounts on hotel stays, retail gift cards, electronics, and statement credits through the ThankYou(SM) Network. The maximum number of points that can be earned per year is 200,000, and points will expire in three years if the account has not been active during that time.

Although this card has a slightly high annual fee of $75, it does offer a reasonable interest rate for purchases and balance transfers. There is a minimum cap for cash advances; so no matter how low the Prime Rate falls (the APR is tied to the Prime Rate), the interest rate will not go below the minimum cap.

Aside from the reward program, cardholders can expect access to a variety of benefits that include up to $1,000,000 in travel accident insurance, auto rental insurance, and various travel and emergency assistance services. This card also offers cardholders unlimited companion travel.

Therefore, those who will be able to take advantage of the reward program and the additional services will benefit most from what the Citi PremierPass® Card - Elite Level has to offer.

This review was updated 2008-05-29T00:00:00.0000000-07:00

Reward Program Information

Type Of Rewards: Point
Reward Program Optional: No
  Optional programs may have a fee. See Terms and Conditions for details.

For Cards with Cash Back Incentives
   Lowest Possible Rebate: n/app
   Highest Possible Rebate: n/app
   Additional Rebates: n/app
   Rebate Details: n/app

For Cards with Point Incentives
   Points Per Dollar Spent: 1 Point
   Additional Points: Earn 1 Select Spend Point plus 1 Purchase Point for every dollar you spend at gas stations, supermarkets, and drugstores, plus earn 1 Purchase Point for every other dollar you spend. Earn 1 Flight Point for every mile you fly on any airline - or anyone else whose ticket you buy with the card.
   Point Details: Points can be redeemed for flights on any airline with no blackout dates, discounts on hotel stays, retail gift cards, electronics, and statement credits through the ThankYou(SM) Network.

For Cards with Airline Incentives
   Miles Per Dollar Spent: n/app
   Additional Miles: n/app
   Program Details: n/app

Rewards Expiration Period: 3 Years (Points do not expire as long as the account is active during a 3-year period.)

Annual Limit: 200,000 Points (only 100,000 of which may be ThankYou flight points)


Additional Credit Card Perks

Free unlimited companion travel. Identity theft solutions. Fraud and security protection services. Various Internet account related services. Lost and stolen card reporting. Emergency cash replacement. Emergency card replacement. Automatic bill payments. Year-end financial statement (upon request). Up to $1,000,000 in travel accident insurance. Auto rental insurance. Medical referral services. Legal referral services. Lost luggage assistance. No liability for unauthorized transactions. Various travel and emergency assistance services. See website for additional benefits.

Special Notations about the Citi PremierPass® Elite Level

The card has no pre-set spending limit; however, purchases are approved based on credit record, account history, and personal resources. See website for complete terms and conditions of card usage and application disclosure.

Always read the credit card's Terms and Conditions before applying!