Credit Card Offers for Your Lifestyle

Fidelity Investments® 529 College Rewards® American Express®

This credit card is Issued by FIA Card Services, N.A..

This card received a rating of 4.00 out of 5.00


Basic Credit Card Information

Introductory Rate: 0% APR for 12 Billing Cycles
Time Period: See Terms
Rate Applied To: Balance Transfers
Additional Details: The introductory rate is also available for cash advance checks.
Regular APR: 16.99%
Variable or Fixed: Fixed
Annual Fee: $0
Annual Fee Details: None
Application Fee: n/app
Participation Fee: n/app
Reload Fee: n/app
Inactive Fee: n/app
Total First Year Fees: n/app
Type Of Rewards: Point
Be sure to read the card's Terms and Conditions before applying!

Credit Card Review

The Fidelity Investments® 529 College Rewards® American Express® Card, issued by FIA Card Services, N.A., is designed for students with very good credit who would like to earn cash deposits to their Fidelity 529 College Savings Plan account.

Through the reward program, cardholders earn 1.5 points for every $100 spent on net retail purchases. Each point is equal to one Fidelity 529 Dollar and points are automatically deposited into the cardholder's Fidelity-managed 529 plan account each time 50 points are accrued. The amount of money that can be deposited into the account is limited to $1,500 per year, but points never expire.

Through the American Express Selects(SM) program, cardholders will receive special online offers from merchants around the world and save on airfare, electronics and more.

In addition to the reward program, the card also provides common benefits such as emergency cash replacement, access to a personal concierge service, and online account access.

The card has a reasonable interest rate for purchases and balance transfers, no annual fee, and a 0% introductory rate that can be applied toward cash advance checks and balance transfers for the first twelve billing cycles.

Therefore, students who will be able to take advantage of the reward program and the low introductory offer will benefit most from what the Fidelity Investments® 529 College Rewards® American Express® Card has to offer.

This review was updated 2008-06-20T00:00:00.0000000-07:00

Reward Program Information

Type Of Rewards: Point
Reward Program Optional: No
  Optional programs may have a fee. See Terms and Conditions for details.

For Cards with Cash Back Incentives
   Lowest Possible Rebate: n/app
   Highest Possible Rebate: n/app
   Additional Rebates: n/app
   Rebate Details: n/app

For Cards with Point Incentives
   Points Per Dollar Spent: .015 Points**
   Additional Points: None
   Point Details: **Cardholders earn 1.5 points for every $100 in eligible net retail purchases. Each point is equal to one Fidelity 529 Dollar when deposited in a Fidelity-managed 529 plan account. Once 50 points have been accrued, the points are automatically deposited in the cardholder's account.

For Cards with Airline Incentives
   Miles Per Dollar Spent: n/app
   Additional Miles: n/app
   Program Details: n/app

Rewards Expiration Period: None

Annual Limit: 1,500 Points


Additional Credit Card Perks

Various Internet account related services. Access to MyConcierge(SM) service. Emergency cash replacement. Access to the American Express Selects(SM) program for discounts on products and services at participating merchants and retailers. See website for additional benefits.

Special Notations about the Fidelity Investments® 529 College Rewards® American Express®

**A state-sponsored 529 College Savings Plan account managed by Fidelity Investments must be open, funded, and designated with FIA Card Services, N.A., in order for points to be transferred and Fidelity 529 Dollars deposited. ***See website for complete terms and conditions of card usage and application disclosure.

Always read the credit card's Terms and Conditions before applying!