Credit Card Offers for Your Lifestyle

Capital One® No Hassle Points(SM) Rewards

This credit card is Issued by Capital One.

This card received a rating of 3.50 out of 5.00


Basic Credit Card Information

Introductory Rate: 0% on Purchases until December 2008
Time Period: See Terms
Rate Applied To: Purchases
Additional Details: A 0% introductory rate is available on purchases until December 2008. See terms and conditions for complete details.
Regular APR: 16.65%
Variable or Fixed: Variable
Annual Fee: $29
Annual Fee Details: None
Application Fee: n/app
Participation Fee: n/app
Reload Fee: n/app
Inactive Fee:
Total First Year Fees: n/app
Type Of Rewards: Point
Be sure to read the card's Data before applying!

Credit Card Review

The Capital One® No Hassle Points(SM) Rewards card is a great rewards card for those with an average or limited credit history.

Through the reward program, cardholders will earn five points per dollar spent at gas stations, major grocery and drug stores, and they earn one point per dollar spent on all other purchases. Points are redeemable for merchandise, cash, travel, and gift cards. There is no limit to the amount of points that can be earned, and points don't expire.

This card does have an annual fee of $29; however, there is a 0% introductory rate on purchases until December 2008, and the interest rate is reasonable thereafter.

This card provides common platinum benefits such as emergency roadside assistance, extended warranties for purchases, and travel accident insurance. Cardholders are also eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping.

Therefore, those with an average credit history who want a points rewards card with a 0% introductory rate on purchases will benefit most from what the Capital One® No Hassle Points(SM) Rewards card has to offer.

This review was updated 2008-07-16T00:00:00.0000000-07:00

Reward Program Information

Type Of Rewards: Point
Reward Program Optional: No
  Optional programs may have a fee. See Data for details.

For Cards with Cash Back Incentives
   Lowest Possible Rebate: n/app
   Highest Possible Rebate: n/app
   Additional Rebates: n/app
   Rebate Details: n/app

For Cards with Point Incentives
   Points Per Dollar Spent: 1 Point
   Additional Points: 5 points per dollar spent at gas stations, major grocery and drug stores.
   Point Details: Points are redeemable for merchandise, cash, travel, and gift cards.

For Cards with Airline Incentives
   Miles Per Dollar Spent: n/app
   Additional Miles: n/app
   Program Details: n/app

Rewards Expiration Period: None

Annual Limit: None


Additional Credit Card Perks

Platinum Benefits including extended warranties, travel accident insurance, and 24-hour roadside assistance. 24/7 customer support and online account service. Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping.

Special Notations about the Capital One® No Hassle Points(SM) Rewards

*See Capital One® important disclosures for more information. **The over-the-credit-limit fee will be based on the amount of the cardholder's credit limit at the time the fee is applied.

Always read the credit card's Data before applying!