 |
|
|
Bank of America Secured Visa® Platinum Card
This credit card is Issued by Bank of America.
This card received a rating of 3.00 out of 5.00 |
| Basic Credit Card Information |
|
| Introductory Rate: |
No Introductory Rate Available |
| Time Period: |
n/a |
| Rate Applied To: |
None |
| Additional Details: |
n/app |
| Regular APR: |
15.99% |
| Variable or Fixed: |
Variable |
| Annual Fee: |
$29 |
| Annual Fee Details: |
None |
| Application Fee: |
n/a |
| Participation Fee: |
n/a |
| Reload Fee: |
n/a |
| Inactive Fee: |
n/a |
| Total First Year Fees: |
$29 |
| Type Of Rewards: |
n/app |
| Be sure to read the card's Terms and
Conditions before applying! |
| Credit Card Review |
|
The Bank of America Secured Visa® Platinum Card issued by Bank of America, is designed for those with limited or poor credit who may have had difficulty in obtaining a standard unsecured credit card. There is an annual fee of $29, which is average for a secured card.Although the APR applied to purchases is average for a secured card, this card does not charge an application fee or a transaction fee for purchases, which are favorable benefits. Most often, secured credit cards do not have any additional perks or benefits; however, this card does provide several benefits, including auto rental insurance, travel, and emergency assistance, and Total Security Protection®. Perhaps the best benefit is the option to receive convenience checks at no extra charge. The card also offers access to the Photo Expressions®.Therefore, those who can afford to pay in full each month (to avoid finance charges) and can afford the $300 minimum deposit will benefit most from what the Bank of America Secured Visa® Platinum Card has to offer.
This review was updated 2008-06-10T00:00:00.0000000-07:00
| Reward Program Information |
|
| Type Of Rewards: |
n/app |
| Reward Program Optional: |
n/app |
| |
Optional programs may have a fee. See Terms and
Conditions for details. |
| For Cards with Cash Back Incentives |
| Lowest Possible Rebate: |
n/app |
| Highest Possible Rebate: |
n/app |
| Additional Rebates: |
n/app |
| Rebate Details: |
n/app |
| For Cards with Point Incentives |
| Points Per Dollar Spent: |
n/app |
| Additional Points: |
n/app |
| Point Details: |
n/app |
| For Cards with Airline Incentives |
| Miles Per Dollar Spent: |
n/app |
| Additional Miles: |
n/app |
| Program Details: |
n/app |
Rewards Expiration Period: n/app
Annual Limit: n/app
| Additional Credit Card Perks |
|
Various Internet account related services.
No liability for unauthorized transactions.
Various travel and emergency assistant services.
Auto rental insurance.
Purchase replacement.
Purchase protection.
Access to Photo Expressions®.
See website for additional benefits.
Special Notations about the Bank of America Secured Visa® Platinum Card
Cardholders may qualify for an unsecured card at a later date, based on credit and payment history.
See website for complete terms and conditions of card usage and application disclosure.
Always read the credit card's Terms and
Conditions before applying!
|
|
