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Business Edition® Plus Visa® Card
This credit card is Issued by First National Bank of Omaha.
This card received a rating of 4.50 out of 5.00 |
| Basic Credit Card Information |
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| Introductory Rate: |
0% APR for 6 Billing Cycles |
| Time Period: |
6 months |
| Rate Applied To: |
Purchases |
| Additional Details: |
There is a 0% introductory APR* on purchases for the first 6 billing cycles. |
| Regular APR: |
13.99% |
| Variable or Fixed: |
Variable |
| Annual Fee: |
$0 |
| Annual Fee Details: |
None |
| Application Fee: |
n/app |
| Participation Fee: |
n/app |
| Reload Fee: |
n/app |
| Inactive Fee: |
n/app |
| Total First Year Fees: |
n/app |
| Type Of Rewards: |
Point |
| Be sure to read the card's Data before applying! |
| Credit Card Review |
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The Business Edition® Plus Visa® Card, issued by First National Bank of Omaha, is designed for those business owners with good credit who are looking to manage and consolidate business-related expenses with one credit card. The card provides a variety of common cardholder benefits, such as up to $100,000 in travel accident insurance, auto rental insurance, online statements and management reports, purchase protection, and extended warranties on purchases. There is no annual fee and the APR for purchases and balance transfers is reasonably low for a business card. There is an attractive 0% introductory rate available on purchases for the first six billing cycles. It is important to note that the APRs for all transactions are based on the greater of a variable U.S. Prime Rate. This is simply another way of stating minimum caps, which result in APRs that will not go below a predetermined value.Therefore, those who can afford to pay in full each month (to avoid finance charges) and will be able to take advantage of the additional benefits and services offered will benefit most from what the Business Edition® Plus Visa® Card has to offer.
This review was updated 2008-06-20T00:00:00.0000000-07:00
| Reward Program Information |
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| Type Of Rewards: |
Point |
| Reward Program Optional: |
No |
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Optional programs may have a fee. See Data for details. |
| For Cards with Cash Back Incentives |
| Lowest Possible Rebate: |
n/app |
| Highest Possible Rebate: |
n/app |
| Additional Rebates: |
n/app |
| Rebate Details: |
n/app |
| For Cards with Point Incentives |
| Points Per Dollar Spent: |
1 Point |
| Additional Points: |
Earn three points per dollar on the first $2,000 spent at gas stations, restaurants, office supply stores, and home improvement stores. Cardholders will earn one point per dollar on all other purchases. |
| Point Details: |
Points are redeemable for merchandise, travel awards, gift certificates/gift cards, and cash rebates towards the card account. |
| For Cards with Airline Incentives |
| Miles Per Dollar Spent: |
n/app |
| Additional Miles: |
n/app |
| Program Details: |
n/app |
Rewards Expiration Period: 3 Years
Annual Limit: None
| Additional Credit Card Perks |
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Various Internet account related services.
No liability for unauthorized transactions.
Auto rental insurance.
Up to $100,000 in travel accident insurance.
Purchase protection.
Extended warranty for purchases.
Access to Management Reports.
See website for additional benefits.
Special Notations about the Business Edition® Plus Visa® Card
The APR for Purchases and Balance Transfers may vary and will be the greater of 13.99% or the Index plus a Margin of 6.24%, or the greater of 15.99% or the Index plus a Margin of 8.24%, or the greater of 17.99% or the Index plus a Margin of 10.24%, depending on your credit criteria.
See website for complete terms and conditions of card usage and application disclosure.
Always read the credit card's Data before applying!
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