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Design Your Card - Max Rewards(SM) Platinum Edition® Visa® Card
This credit card is Issued by First National Bank of Omaha.
This card received a rating of 3.00 out of 5.00 |
| Basic Credit Card Information |
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| Introductory Rate: |
0% APR for 12 Billing Cycles |
| Time Period: |
12 months |
| Rate Applied To: |
Purchases |
| Additional Details: |
None |
| Regular APR: |
9.99% |
| Variable or Fixed: |
Variable |
| Annual Fee: |
$0 |
| Annual Fee Details: |
None |
| Application Fee: |
n/app |
| Participation Fee: |
n/app |
| Reload Fee: |
n/app |
| Inactive Fee: |
n/app |
| Total First Year Fees: |
n/app |
| Type Of Rewards: |
Point |
| Be sure to read the card's Data before applying! |
| Credit Card Review |
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The Maximum Rewards(SM) Platinum Edition® Visa® Card, issued by First National Bank of Omaha, is designed for those with excellent credit who want to participate in a reward program that offers a variety of rewards and who would enjoy the added benefit of having a personalized credit card with their favorite photo or image. Through the reward program, cardholders can earn one point for every dollar they spend on the card. Points are redeemable for exclusive gift cards, electronics, clothes, and household items as well as other luxurious indulgences. There is no limit on the number of points that may be earned, but any unused points will expire after five years. Cardholders will earn 5,000 bonus points after the first purchase is made within the first three billing cycles of the account opening.There is a 0% introductory APR for purchases for the first twelve billing cycles. The card has no annual fee and a reasonably low APR for purchases after the introductory rate expires.In addition to the reward program, cardholders can expect platinum benefits such as various online account services.It is important to note that the APRs for all transactions are based on the greater of a variable U.S. Prime Rate. This is simply another way of stating minimum caps, which result in APRs that will not go below a predetermined value.Therefore, those who would like to participate in the reward program and will take advantage of the introductory rate will benefit most from what the Maximum Rewards(SM) Platinum Edition® Visa® Card has to offer.
This review was updated 2008-06-20T00:00:00.0000000-07:00
| Reward Program Information |
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| Type Of Rewards: |
Point |
| Reward Program Optional: |
No |
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Optional programs may have a fee. See Data for details. |
| For Cards with Cash Back Incentives |
| Lowest Possible Rebate: |
n/app |
| Highest Possible Rebate: |
n/app |
| Additional Rebates: |
n/app |
| Rebate Details: |
n/app |
| For Cards with Point Incentives |
| Points Per Dollar Spent: |
1 Point |
| Additional Points: |
None |
| Point Details: |
Points are redeemable for exclusive gift cards, electronics, clothes, and household items as well as other luxurious indulgences. |
| For Cards with Airline Incentives |
| Miles Per Dollar Spent: |
n/app |
| Additional Miles: |
n/app |
| Program Details: |
n/app |
Rewards Expiration Period: 5 Years
Annual Limit: None
| Additional Credit Card Perks |
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Various Internet account related services.
See website for additional benefits.
Special Notations about the Design Your Card - Max Rewards(SM) Platinum Edition® Visa® Card
The APR for Purchases and Balance Transfers may vary and will be the greater of 9.99% or the Index plus a Margin of 2.49%, or the greater of 11.99% or the Index plus a Margin of 4.49%, or the greater of 13.99% or the Index plus a Margin of 6.49%, depending on your credit criteria.
The Index is the highest U.S. Prime Rate as quoted in The Wall Street Journal on any day during the prior 90-day period.
See website for complete terms and conditions of card usage and application disclosure.
Always read the credit card's Data before applying!
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