Credit Card Offers for Your Lifestyle

Ultra VX Visa® Card

This credit card is Issued by First National Bank of Omaha.

This card received a rating of 5.00 out of 5.00


Basic Credit Card Information

Introductory Rate:
Time Period:
Rate Applied To:
Additional Details: No Introductory Rate Available
Regular APR:
Variable or Fixed:
Annual Fee: $0
Annual Fee Details: None
Application Fee: $29.95
Participation Fee: $83.40 ($6.95 monthly)
Reload Fee: Each time funds are loaded to the account at a retail location, a fee will be charged. Loading fees vary by retailer.
Inactive Fee: n/a
Total First Year Fees: $113.35
Type Of Rewards: Point
Be sure to read the card's No credit verifications. No minimum income. No bank account required. Reports to all three major credit bureaus. See website for complete terms and conditions of card usage and application disclosure. before applying!

Credit Card Review

The Ultra VX Visa® Card, issued by New Millennium Bank, is a stored value card designed for those who are looking for an above average secured card that also offers a reward program. Most often, secured credit cards do not have any additional perks or benefits; however, this card does provide a rewards program. With Clear Rewards, cardholders receive one point per dollar spent on purchases. Points can be redeemed for travel rewards with Southwest Airlines, American Airlines, jetBlue, and more. Although there is no annual fee, there is an account set up fee of $29.95. There is also a monthly participation fee of $6.95 that amounts to $83.40 annually. In total, cardholders can expect to pay $113.35 in fees during their first year. This card also offers instant approval (no credit check, no minimum income, no bank account required), and reports to the major credit bureaus. The most unique feature of the card is the Credit-On-Demand™ option. Credit-On-Demand™ allows cardholders to increase their credit limit up to $25,000. Through the Credit-On-Demand™ feature cardholders are able to determine their credit limit by the amount of funds that are deposited into the cash balance of the account. Funds deposited into the cash balance of the cardholder account can be moved to the secured balance by making a purchase or moving the money to the secured balance. Advance payments can also be funded directly from the cardholder's paycheck or cardholders can load the card in person at 100,000 retail transfers. Therefore, those who are looking for an above average secured card that also offers a reward program and would like a card with limited fees may find the Ultra VX Visa® Card to be a beneficial option.

This review was updated

Reward Program Information

Type Of Rewards: Point
Reward Program Optional: No
  Optional programs may have a fee. See No credit verifications. No minimum income. No bank account required. Reports to all three major credit bureaus. See website for complete terms and conditions of card usage and application disclosure. for details.

For Cards with Cash Back Incentives
   Lowest Possible Rebate:
   Highest Possible Rebate:
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For Cards with Point Incentives
   Points Per Dollar Spent: 1 Point
   Additional Points: None
   Point Details: Points can be redeemed for travel rewards with Southwest Airlines, American Airlines, jetBlue, Marriott, and more.

For Cards with Airline Incentives
   Miles Per Dollar Spent:
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   Program Details:

Rewards Expiration Period:

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Additional Credit Card Perks

Various Internet account related services. Access to electronic bill payment. Access to Clear Rewards. See website for additional benefits.

Special Notations about the Ultra VX Visa® Card

No credit verifications. No minimum income. No bank account required. Reports to all three major credit bureaus. See website for complete terms and conditions of card usage and application disclosure.

Always read the credit card's No credit verifications. No minimum income. No bank account required. Reports to all three major credit bureaus. See website for complete terms and conditions of card usage and application disclosure. before applying!