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Platinum 0 for 15 PO
This credit card is Issued by First National Bank of Omaha.
This card received a rating of 3.00 out of 5.00 |
| Basic Credit Card Information |
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| Introductory Rate: |
0% APR for 15 Billing Cycles |
| Time Period: |
15 months |
| Rate Applied To: |
Purchases |
| Additional Details: |
There is a 0% introductory APR* on purchases for the first 15 billing cycles. |
| Regular APR: |
9.99% |
| Variable or Fixed: |
Variable |
| Annual Fee: |
$0 |
| Annual Fee Details: |
None |
| Application Fee: |
n/app |
| Participation Fee: |
n/app |
| Reload Fee: |
n/app |
| Inactive Fee: |
n/app |
| Total First Year Fees: |
n/app |
| Type Of Rewards: |
n/app |
| Be sure to read the card's Data before applying! |
| Credit Card Review |
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The Platinum 0 for 15 PO card, issued by First National Bank of Omaha, is designed for those with very good credit who will take advantage of the introductory offer and the platinum benefits. Although this card does not offer a rewards program, it does offer access to various services and benefits including identity theft protection and online account access.The most attractive benefit of this credit card is the 0% introductory rate that applies to purchases for the first fifteen billing cycles. Once the introductory rate expires, the interest rate for purchases and balance transfers is reasonable (for those who qualify) and there is no annual fee.It is important to note that the APRs for all transactions are based on the greater of a variable U.S. Prime Rate. This is simply another way of stating minimum caps, which result in APRs that will not go below a predetermined value.Therefore, those who will take advantage of the introductory offer, the platinum benefits, and plan to pay in full each month after the introductory rate expires (to avoid finance charges) will benefit most from what the Platinum 0 for 15 PO card has to offer.
This review was updated 2008-08-01T00:00:00.0000000-07:00
| Reward Program Information |
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| Type Of Rewards: |
n/app |
| Reward Program Optional: |
n/app |
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Optional programs may have a fee. See Data for details. |
| For Cards with Cash Back Incentives |
| Lowest Possible Rebate: |
n/app |
| Highest Possible Rebate: |
n/app |
| Additional Rebates: |
n/app |
| Rebate Details: |
n/app |
| For Cards with Point Incentives |
| Points Per Dollar Spent: |
n/app |
| Additional Points: |
n/app |
| Point Details: |
n/app |
| For Cards with Airline Incentives |
| Miles Per Dollar Spent: |
n/app |
| Additional Miles: |
n/app |
| Program Details: |
n/app |
Rewards Expiration Period: n/app
Annual Limit: n/app
| Additional Credit Card Perks |
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Various Internet account related services.
Identity theft protection.
Up to $250,000 in travel accident insurance.
Purchase protection.
Discounts on auto rentals.
Extended warranty for purchases.
See website for additional benefits.
Special Notations about the Platinum 0 for 15 PO
The APR for Purchases and Balance Transfers may vary and will be the greater of 9.99% or the Index plus a Margin of 3.99%, or the greater of 11.99% or the Index plus a Margin of 5.99%, or the greater of 13.99% or the Index plus a Margin of 7.99%, depending on your credit criteria.
The Index is the highest U.S. Prime Rate as quoted in The Wall Street Journal on any day during the prior 90-day period.
See website for complete terms and conditions of card usage and application disclosure.
Always read the credit card's Data before applying!
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