Credit Card Offers for Your Lifestyle

Rainbow Platinum Plus® Visa® Card

This credit card is Issued by Bank of America.

This card received a rating of 4.00 out of 5.00


Basic Credit Card Information

Introductory Rate: 0% APR for 12 Billing Cycles
Time Period: See Terms
Rate Applied To: Balance Transfers
Additional Details: The introductory rate is 0% for the first 12 billing cycles on balance transfers and cash advance checks.
Regular APR: 9.9% / 15.99%
Variable or Fixed: Fixed
Annual Fee: $0
Annual Fee Details: None
Application Fee: n/app
Participation Fee: n/app
Reload Fee: n/app
Inactive Fee: n/app
Total First Year Fees: n/app
Type Of Rewards: Point
Be sure to read the card's Terms and Conditions before applying!

Credit Card Review

The Rainbow Platinum Plus® Visa® Card, issued by FIA Card Services, N.A., is designed for those with very good credit who would like to support gay and lesbian rights and participate in the WorldPoints® reward program.

Through the reward program, cardholders earn one point for every dollar spent on all purchases. There is no limit to the number of points that may be earned, but points do expire in five years. Points are redeemable for air travel, car rentals, hotel stays, merchandise, gift certificates, and more.

The card has a 0% introductory rate for both balance transfers and cash advance checks for the first twelve months, no annual fee, and a reasonably low fixed interest rate for purchases.

Each time the card is used to make a purchase, a percentage will be donated to the non-profit Rainbow Endowment organization, which benefits causes pertaining to the lesbian and gay community.

In addition to the donation program, the card also provides platinum cardholder benefits, offered by FIA Card Services, N.A., including a personal concierge service, auto rental insurance, and various travel and emergency assistance services.

Therefore, those who would like to help support the Rainbow Endowment organization and plan to take advantage of the introductory offer and the reward program will benefit most from what the Rainbow Platinum Plus® Visa® Card has to offer.

This review was updated 2008-05-02T00:00:00.0000000-07:00

Reward Program Information

Type Of Rewards: Point
Reward Program Optional: No
  Optional programs may have a fee. See Terms and Conditions for details.

For Cards with Cash Back Incentives
   Lowest Possible Rebate: n/app
   Highest Possible Rebate: n/app
   Additional Rebates: n/app
   Rebate Details: n/app

For Cards with Point Incentives
   Points Per Dollar Spent: 1 Point
   Additional Points: None
   Point Details: Points are redeemable for travel, merchandise, gift certificates, cash, and more.

For Cards with Airline Incentives
   Miles Per Dollar Spent: n/app
   Additional Miles: n/app
   Program Details: n/app

Rewards Expiration Period: 5 Years

Annual Limit: None


Additional Credit Card Perks

Various Internet account related services. No liability for unauthorized transactions. Various travel and emergency assistant services. Auto rental insurance. Fraud and security protection services. Access to MyConcierge(SM) service. Access to electronic bill payment. Each time the card is used, a donation is made to the Rainbow Endowment to benefit causes relevant to lesbians and gays. See website for additional benefits.

Special Notations about the Rainbow Platinum Plus® Visa® Card

The fixed APR for purchases and balance transfers varies according to the applicant's credit history and will be either 9.9% or 15.99%. See website for complete terms and conditions of card usage and application disclosure.

Always read the credit card's Terms and Conditions before applying!