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Cash Back Credit Card Offers
Discover® Motiva Card |
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The Discover® Motiva Card, issued by Discover, is designed for those with very good credit who are looking to earn cash rewards by paying on time and making purchases.
Start off with a 0% intro APR on purchases and balance transfers for 15 months. A low, variable APR applies thereafter, based on your credit worthiness and the prime rate.
Through the rewards program, cardholders earn a 5% to 20% Cashback Bonus® at top retailers through Discover's exclusive online shopping site, and they get up to a 1% Cashback Bonus® on all other purchases.
There is no yearly limit on the amount of rebates that can be earned, and rebates do not expire as long as the account is active within an 18-month period.
Cardholders will also be eligible to earn a pay-on-time bonus. Each time cardholders make six on-time payments in a row they will receive a credit towards the payment of their next month's interest. Cardholders will be eligible to receive the pay-on-time bonus twice a year, every year monthly payments are received on time.
The card has no annual fee, an attractive 0% introductory rate on purchases and balance transfers for 15 months. The APR for this card is reasonable for those who qualify.
In addition to the rewards program, the Discover® Motiva Card also provides several cardholder benefits, including up to $500,000 in travel accident insurance, auto rental insurance, and various fraud and security protection services.
Therefore, those who plan to spend over $3,000 a year (to earn the 1% cash rebate), plan to use their Cashback Bonus® award at participating online retailers (to earn additional cash rebates), plan to take advantage of the special 0% introductory rate before it expires, and pay on time every month will benefit most from what the Discover® Motiva Card has to offer.
*It is important to note that like many cash reward cards, the highest rebate offered will not apply to all purchases made with the cred
[Click for a full review of the Discover® Motiva Card]
Additional Credit Card Features: Various Internet account related services.
Fraud and security protection services.
No liability for unauthorized transactions.
Up to $500,000 in flight insurance.
Auto rental insurance.
Access to Pay-On-Time Bonus.
Access to 5%-20% Cashback Bonus at top online retailers through Discover's exclusive online shopping site.
Flexible payment due dates.
See website for additional benefits.
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| Intro APR |
0% Introductory APR* |
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| Intro Period |
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| Regular APR |
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| Annual Fee |
$0 |
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| Reward Type |
Rebate |
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IberiaBank Visa® Gold Cash Back Rewards Card |
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The IberiaBank Visa® Gold Cash Back Rewards Card, issued by IberiaBank, is designed for those with good credit who would like to take advantage of the cash reward program.
Through the rewards program, cardholders earn 1% in cash back credit on all qualifying purchases. There is no limit to the amount of rebates cardholders may earn and rebates do not expire for the life of the account.
The card has no annual fee and the interest rate for purchases is reasonably low for a rewards card (for those who qualify). Plus, the card offers a low introductory rate on balance transfers submitted during the first three months for the first six months of membership.
In addition to the cash rebate, cardholders have access to common gold benefits, such as up to $500,000 in travel accident insurance, lost and stolen card reporting, and various online account services.
Therefore, those who qualify for the lowest rate offered, do not want to pay an annual fee, and plan to take advantage of the cash rebate program will benefit most from what the IberiaBank Visa® Gold Cash Back Rewards Card has to offer.
[Click for a full review of the IberiaBank Visa® Gold Cash Back Rewards Card]
Additional Credit Card Features: Various Internet account related services.
Lost and stolen card reporting.
Up to $500,000 in travel accident insurance.
See website for additional benefits.
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| Intro APR |
1.99% APR for 6 Months |
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| Intro Period |
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| Regular APR |
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| Annual Fee |
$0 |
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| Reward Type |
Rebate |
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TrueEarnings(R) Card from Costco and American Express |
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Blue Cash Everyday(SM) Card from American Express |
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Discover® More Card |
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The Discover® More Card, issued by Discover, is designed for those with very good credit who are looking for a cash reward credit card.
Get 5% Cashback Bonus on purchases like gas, groceries, restaurants, and more in seasonal purchasing categories that change with each yearly quarter! Cardholders earn up to 1% for general purchases and up to 1% Cashback Bonus on all other purchases automatically. You can also earn between 5% and 20% Cashback bonuses when you shop at over 200 online retailers via ShopDisover.com, Discover's exclusive online shopping mall.
There is no yearly limit on the amount of rebates that can be earned, and rebates do not expire as long as the account is active within an 18-month period.
The card has no annual fee and features an attractive 0% introductory APR on purchases and balance transfers for 15 full months.
Aside from the rewards program, the card also provides several platinum benefits, including up to $500,000 in travel accident insurance, auto rental insurance, and various fraud and security protection services. Cardholders will also receive discounts on products and services at participating merchants and retailers.
Therefore, those who plan to spend over $3,000 a year (to earn the 1% cash rebate), plan to use their Cashback Bonus® award at participating retailers (to earn double cash rebates), and plan to pay in full each month after the introductory rate expires (to avoid costly finance charges) will benefit most from what the Discover® More Card has to offer.
*It is important to note that like many cash rewards cards, the highest rebate offered will not apply to all purchases made with the credit card. In this case, 1% will only be applied only to those purchases made after the cardholder spends over $3,000 in one year, so the overall cash rebate earned will be less than 1%, depending on the amount spent. For instance, if the cardholder were to spend $4,000, only $1,000 of this amount would be applied tow
[Click for a full review of the Discover® More Card]
Additional Credit Card Features: Various card designs to select from.
Various Internet account related services.
Up to $500,000 in travel accident insurance.
Fraud and security protection services.
Auto rental insurance.
Discounts on products and services at participating merchants and retailers.
See website for additional benefits.
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| Intro APR |
0% APR* |
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| Intro Period |
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| Regular APR |
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| Annual Fee |
$0 |
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| Reward Type |
Rebate |
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